Turn your home equity into cash.

Without touching your first mortgage.

Bad credit accepted. Get pre-qualified for up to 80% of your home's value — many programs need no income verification.

Subject to qualification. Not a guarantee of approval.

5.0 (15 Google Reviews)FSRA-Licensed Brokerage100% Confidential, No Obligation

Step 1 of 5

20%

What is your estimated home value?

A ballpark figure is fine.

Why homeowners choose us

Funds in as little as 4 days

Once approved, most files close and fund fast — private lenders move quicker than banks.

Private lending options available

Beyond banks — access lenders built for equity-based, non-traditional files.

Keep your current low-rate first mortgage

A home equity loan sits behind your existing mortgage. Your rate and term don't change.

Many programs skip income verification

Approval can be based on your home's equity, not your pay stubs.

What happens after you submit

Submit your info

Takes about 30 seconds — no documents needed yet.

We call you

Usually within a few hours, to review your options and answer questions.

Get your offer

A personalized offer with no pressure and no obligation to proceed.

“I had a very hard time finding a mortgage broker — they all were wasting my time and unprofessional, so I called Jas. He gave good, honest advice and was really helpful to work with. Anyone looking for a mortgage broker, I really suggest calling Jas.”

Private Boss · 6 months ago on Google

What homeowners are saying

5.0(15 Google reviews)

“

Jaskeerat is extremely professional and reliable. Gets the job done and communicates with you along the way. Highly recommended!

Gurjot Grewal

6 months ago · Google

“

I had a very hard time finding a mortgage broker — they all were wasting my time and unprofessional, so I called Jas. He gave good, honest advice and was really helpful to work with. Anyone looking for a mortgage broker, I really suggest calling Jas.

Private Boss

6 months ago · Google

“

I can't recommend Jaskeerat enough! As a first-time homebuyer I was nervous about the process, but he made everything so easy — took the time to understand my needs and found a mortgage that worked perfectly for my situation.

Shabaz Suri

1 year ago · Google

Common questions

No. A home equity loan (second mortgage) sits behind your existing first mortgage — your current rate, term, and lender all stay exactly the same. There's no prepayment penalty because you're not touching your first mortgage at all.